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11-07-2002, 10:24 AM
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#26 |
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Professor
Join Date: Jan 2001
Posts: 1,788
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You don't need to carry a balance to have good credit. The mortgage I took out recently was the first installment loan I ever got, and I always pay my credit card bills within the grace period (well, unless the suckers are going to give me free money, see above).
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