Impeding changes to our Health Care system

[classicman]

Originally Posted by Spexxvet

I'd like to thank the republican attorney general of Pennsylvania for wasting my tax dollars by sueing my federal government over healthcare reform, which caused the federal government to waste my tax dollars defending healthcare reform. That there is fiscal responsibility!

Same could be said of the Feds suing AZ. At least the AG in PA has company - 21 other states have also sued over the "reform." There are also others still considering it also.

[classicman]

Should health-care reform be repealed?
A quick assessment from both sides

Originally Posted by classicman

If it truly turns out to be this great and wondrous thing, you can bet your ass that it'll be called Obamacare. Finding the real solution is the most important thing. Learning about what this thing really is, is a necessary step in that direction.

Of course, the term Obamacare is pejorative.

You bet your ass, if its successful, it will be take on a positive connotation? WTF?
I missed when Social Security became known as RooseveltSecurity or Medicare was called JohnsonCare.

But, hey, I'll play your silly game.

SUPPORT AMERICA - SUPPORT OBAMACARE

Several importation provisions of the Affordable Care Act start becoming effective later this month (six months after the bill's passage):

If you have children under the age of 19 with pre-existing medical conditions, you can add them to your family health insurance plan and their application for coverage cannot be denied due to a pre-existing condition.

Adults under 26 may qualify to rejoin their parent's plan, even if they're married, don't live with their parent, are no longer a student, and/or are no longer a dependent on their parent's tax return.

The end of out-of-pocket lifetime limits....you wont be forced to spend your way into bankruptcy to pay for a sudden or serious illness or medical condition.

Free (no co-payment) for most preventive care (immunizations, colonoscopy, mammogram, etc.)

Added protection from rate increases - Insurance companies required to publicly disclose rate increases and provide justification before raising premiums

No more dropping your when faced with a sudden (expensive) treatment - Insurance companies cannot rescind coverage unless you commit fraud or intentionally misrepresent the facts.

SO, which of these DONT you support?

Of course, the insurance industry is already claiming that the Affordable Care Act is responsible for current rate increases....ignoring the fact that they have increased rates nearly 100% in the last ten years.

Rates will continue to increase...at least in the short term. The question is if that increase be at that same 100% over the next ten years or at a slower rate when the full effect of the Affordable Care Act kicks in.

In 2011, the provision that insurance companies spend at least 80 percent of premium dollars on health care instead of overhead, salaries, administrative expenses and profits becomes effective.

And in 2014, with the Insurance Exchanges in place, there will be a much more competitive market, particularly for the uninsured and small group (small employers currently not offering coverage to employees).

In nearly every industry, competition generally inhibits cost increases. Will it apply in health care. We'll see. The naysayers have already said NO.

Will front-end investments (particularly in health care technology) in making the system more productive and efficient in the long-term lead to lower costs?

Certainly does for other industries and even on a personal level (you spend more on a high end home energy system to ultimately lower your monthy energy costs, but the payback takes time).

[classicman]

How to respond to "baiting" in the Cellar:
1) ignore
2) respond with childish remarks about blowjobs.
3) respond with humor
4) edit the posts of others

1) ______________
2) Go get a BJ - I hear they are cheap in Ohio.
3)see #2
4)see all of above

Originally Posted by classicman

2) Go get a BJ - I hear they are cheap in Ohio.
3)see #2
4)see all of above

What a surprise.

Instead of addressing the specific facts and issues in my post....you stay in the gutter, with the BJ remarks. From one who whined for months about an attack on another member's wife....you continue to make odious disparaging references to a female member.

Classically classless.

[classicman]

That's Classhole to you. Don't like it? Don't respond to me or my posts.
We already went through this.

And calling me out for one offhand JOKE while your sig is the exact same thing (with links ) except its attached to every post you've ever made.

[Undertoad]

Where's that ignore button sparky?

I guess this post crossed the line for super-sensitive members.

I am befuddled and bemused by the classic response...and IMO, others, should be equally offended by the BJ remark.

[classicman]

Originally Posted by Undertoad

Where's that ignore button sparky?

Nope - HE can stop responding to me or HE can put me on ignore. I'm not going to do it. He has initiated the interaction EVERY TIME. I have only responded to him. If he doesn't engage me, there will not be a problem. If he does, apparently there will. I have already said I wouldn't start it, but I will respond.

[Happy Monkey]

You only respond to baiting, ond only by being pissy about it.

If you tried occasionally responding to the substance of posts, you might get more sympathy about the baiting.

Or you might not; the experiment might not be worth it to you.

[xoxoxoBruce]

Originally Posted by Redux

The end of out-of-pocket lifetime limits....you wont be forced to spend your way into bankruptcy to pay for a sudden or serious illness or medical condition.

What? I thought "out-of-pocket lifetime limits" meant you only had to spend X amount and no more. Eliminate them and you have to keep paying at the predetermined percentage, or dollar amount, regardless how much it is.

[Happy Monkey]

No; lifetime limits are on payouts. At least, the ones eliminated by HIR.

I don't think any insurer offers lifetime limits on what you pay them, though deductibles are yearly limits, to an extent.

[xoxoxoBruce]

OK, most policies I've seen have lifetime limits on what the insurance companies will pay, but they are never called "out of pocket", that always referred to the insured.

[classicman]

You are correct xob. "Out of pocket" and "lifetime limits" are two separate things.
OOP= max that the insured pays per year. Typically $5000.
LL= Maximum the insurance Co. will pay out over the lifetime of the policy or the insured. Typically $1-5 million.

One insured that I am aware of is already well over 2 million with a limit of 3. Not a good situation.

[classicman]

Originally Posted by Happy Monkey

You only respond to baiting, ond only by being pissy about it.

Only to a selecct group.

If you tried occasionally responding to the substance of posts, you might get more sympathy about the baiting.

See above and you can keep your sympathy. I don't want it either.

Or you might not; the experiment might not be worth it to you.

Perhaps you haven't been paying attention. Just to be clear, I have ZERO interest in ANY interaction with Redux. Z.E.R.O. none nada zilch. He is dead to me.