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Redux, thanks for the input. I still don't see anything that addresses the cost issues for any of this. All it says is "eligible" "affordable" or refers to some ambiguous "out of pocket limits." I still don't see what the premiums are going to be for people with pre-existing conditions relative to those without.
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The bill prohibits rate discrimination based on pre-existing conditions or gender (to the benefit of women who have historically faced rate discrimination). The only allowable rate differentials under the bill are age and smoking. SO if you are on a group plan at work, the bill would require the insurance company to immediately (or within 90 days) cover a child with a pre-existing condition at the same cost as the healthy child of a co-worker. In 2014, group plans would be required to cover adults with pre-existing conditions at the same rate as healthy co-workers. If you are talking about an uninsured adult with a pre-existing condition, the temporary pool sets rate limits indexed to the IRS rates for health saving accounts. I dont know the rates off of the top of my head, but I would guess a maximum out of pocket cost of $3-4,000 for an individual. But dont take my word for it or dont buy into Merc's "smoke and mirrors" complaints....call or e-mail your Senator and have his/her policy person respond to your questions and concerns. |
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I've offered my best understanding of what all this means. I dont have anything else to add. Quote:
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Well, they started it! :lol: (I'm not feigning innocence; I get tired of the crap, which is why I chimed in when I have no horse in this race...Redux has tried and tried to have discussions based on facts. He (or she) has been put into the position everyone else who has ever tried to have a discussion with those guys has been put into...so, fuck 'em. You CANNOT have reasonable discussions with those two on any matter. If I said brown hair is better they'd post article after article by some blogger who begs to differ, then say I'm stupid and didn't read the piece of shit article. God, aren't you tired of it yet? Give it a couple more years. You will be. My Chicken Little also says the sky if falling...and it's raining asshats.) |
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Me receiving an award from former mayor of DC for work several years ago on citizen's social services commission. Contrary to the opinion of some, I do know a little about social services issues and policy (including health care). |
Oh HAI Redux! Nice to see you! :)
:can't find the stupid wave smilie: |
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Kaiser Commission on uninsured and Medicaid. Quote:
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Sam, I think those are all valid points. But there are some things that must be considered when looking at those raw numbers. The whole story is not there.
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