I think it really depends on where you go and how unlucky you are (to get an incompetent, cranky teller). There's this one bank I sometimes go to and this woman is terrific. She's always cheerful and I love joking around with her.

They laugh at me...twice I've run my cart into a little table they have there (branch is in wally world) for no other reason than I just wasn't paying attention. They tease me about it. I'm like "what is WRONG with me?"

Again, Lola, it's probably our undeniable charm and they're just so darn happy to see us. ;)

Banks aren't the only place you find these "creatures" I am so tired of stupid. Where is the money for our schools? Oh its funding re elections of electronic device using porn stars :rolleyes:

Petite, female, fake nails, working to earn the money for fake boobs, under 30, quick to do the hair flip to flirt with conventionally attractive male customers, painfully slow at doing anything else.

I had one shove my meager pile of cash into a bank envelope and I had to stop her from sealing it because I hadn't yet counted it. She acted like no one ever did a recount on her ...

In the days before electronification of all transactions it used to take three business days for a cheque to clear.

I know it's a ploy by banks to use our money to make even more profit for themselves :mad2:.

I think so too. :D :lol:

The live humans used to be very good, and enjoyable to interact with.
I only deal with the machines now.
The people are worse than ever. Clueless, incompetent and uninterested or is it disinterested. I rarely deal with change though - that does complicate the issue.

NOTHING like our bank staff! They are invariably in their 40s, with rather jolly faces and friendly attitudes and stuffed into unflattering "smart" uniforms. Which were designed by someone who had a crush on an air hostess but had never seen a woman over 140lbs sitting down before.
True. Completely. And they figure that those of us at the poor end of the scale won't earn them any interest, so they hit us with the highest charges and most punitive schedules.

I think I got around that by cashing the check and then depositing SOME of the cash... or something. Wow, I really cannot remember, but l did something like that.

My brother-in-law used to work as a bank teller. The truth is, they get paid barely more than minimum wage. They sell you on this idea that it's a great professional career ladder, and that someday you might work in the loan division on commission and make lots of money. But few people are stalwart enough to make it past 7+ years of no raises. And on top of getting paid shit, you are expected to wear expensive clothes to work.

This.

Other than the obvious moral and ethical issues, why don't more of them steal from the cash drawer, then?

Well, their count DOES have to come out correct at the end of the day. In theory, anyhow. I don't understand what the big deal with change is. Where I work at the Bates Motel, we don't even have a cash register - just a cash box. And naturally, there's always some nice little Navajo grandmother who wants to come in and buy a room for $50.00 with all the dollar bills and coins she's made selling tourist trinkets all day. And she always comes in at one minute before closing. (sigh) Talk about children of the corn! Lucky for me, I am so old that we had to learn the multiplication tables in grade school and how to add and subtract - what a concept! :eek:

But the banks (or at least this bank) make deposit "corrections" at will, so seems to me like it'd be pretty darn easy....

this is TCF by the way, in case anyone was wondering.

Well, here is my bank horror story which happened to me a couple of months back. I had gone to Wally World to buy some supplies. I stopped at the ATM there and tried to withdraw $300 bucks to cover my shopping bill and also to buy two money orders to pay my electric and phone bill.

The ATM got all rude to me and burped out a slip that said "Transaction not allowed." I thought maybe I had put my pin number in wrong and tried again with the same result.

I KNEW there was money in my account. Uncle Sam had just sent me my usual few crumbs for my SSDI, and I hadn't been to the bubble gum machine and spent it all yet. So, I went straight to my bank, the State Bank of Foul Play, and withdrew the needed $300, no problem.

Then the next day around 4:45pm, Foul Play Bank called to inform me that I had withdrawn $900 from my accout, leaving me $170.00 in the red. What! No way! Foul Play insisted, however, and informed me that THEIR records showed that I had extracted $600 from the ATM before I came over and whamboozled THEM out of ANOTHER $300!

Nice trick, I guess, if I'd actually ended up with $900 which I didn't.

I had to wait until the next day to go down to the First National Bank of Gypsies, Tramps, and Thieves which owns the ATM in question and demanded to know why they were siphoning money off my meager account.

Lucky for me, I had actually KEPT and FOUND the two ATM receipts which showed that the machine had dispersed to me $0 not once but TWICE!

The Tramps and Thieves considered this and then called in an upper level Gypsy. She went to work with her crystal ball and claimed that their count had balanced on the night in question.

Well, duh! Of course it did! Someone lower down on the thief scale had probably miscounted the day's ill gotten gain, came up short, and hit a button somewhere to make things look O.K. Unfortunately, things did not look OK, nor were they, with MY account.

I went back to the Bank of Foul Play which still had all my money in their tight little claws, plus their plans to take even more to make up for the overdraft I had supposedly caused. I proceeded to start crying in the bank lobby. This was too much! My electricity was going to get shut off, and I couldn't buy any food.

Plus, I somehow had to convince both banks that it was THEIR fault, not mine. I was told that the Gypsies, Tramps and Thieves have 10 days to work out things with Foul Play to reach a connivance acceptable to them both.

Lucky for me, Gypsies, Tramps and Thieves finally admitted their error just before I went into total economic melt down.

So, if you ask me, counting up change is the least of the banking industry's problems. :mad: