Not mine, I don't have a mortgage, but thanks.;)

Not you specific, just in general. You mortgage is paid off isn't it? I thought you said or implied that somewhere.

I know, just being a smartass.
Yes I have no mortgage. The first couple years, when the principle was peanuts, I paid double principle. I had about 12 years to go on a 30, and I refinanced to lower the interest rate. They said it would lower my payment, but I told them I didn't want to do that. So one day I get a letter saying my last payment would be... surprised the shit out of me, because it's habit, pay the mortgage every month and don't even think about the end... that's like future, way off, someday. Then that day comes and you say, Oh fuck, where'd my life go?

Yeah, we've got a 15-year mortgage, which seems pretty short. But I'll be 50 before we pay it off! :lol:

I paid my 30-year off in 7.5. :)

Of course, it's a one bedroom condo.

I'll be 79 ish when I pay my mortgage off.

I think we pay ours off around the same time I retire.

If you ever get the chance to Refi glatt do it. Best thing we ever did. 30 to a 15 and we only owe 7 years. So any time I sell now will be a much bigger profit.

Hahahaha

We crunched the numbers recently when rates were so low, but couldn't make them work. I wanted to refinance and have our payments stay roughly the same but switch to a 15. Couldn't make it work. The monthly increase was more than we could afford without a lot of pain.