i was thinking the same....and i see it first hand.....

here, let me look through the deals in my office right now and i ll give you some REAL stats:

1..bad credit customer...$194 in revolving debt

2.good credit cust : Revolving $14,628

3. fair credit : $1742

4. excellent credit: 13,369

5. good credit: $5567

6. good credit: $1677

7. super excellent credit : $0

8. good credit since a bankrupcy in '01: $2324

9. really bad credit: $7462

10. decent credit: $43,538



I have seen as much as 125,000 in credit cards

gawd.

A couple years back I read that something like 65% of Americans payoff their credit cards every month. I was astounded by that large a percentage. Like glatt, I do, but listening to conversations in the real world, I was under the impression I was the exception.:confused:
Do you have a handle on that Jim?

Precisely.

Quote:

If they can't be bothered to remember to take their pill every morning, or use that condom+spermicide, how will they plan a family budget and stick to it? (Oh, that's right, the average American owes $2,900 in credit card debt.)

Yup.

Irresponsibility leads to children. Irresponsibility leads to bad parenting.

Quote:

It's a vicious cycle. - Pie

That seems to never end.

CREDIT CARDS ARE DE DEBIL!!

I refuse to have one. I had one once, and my ex husband got a hold of it and ran up my credit. My credit had been perfect til then. Fucker.



Sidhe

I had a guy once who had $158,000 in revolving. No cars, boats, houses, rv's, etc. included in that number. That came to nearly a full million$$$$$$. He didn't think it was any big deal. Poor SOB barely made $200k/year but thought $158k in revolving was no big deal. He wouldn't consolidate so needless to say I didn't do his loan.

For LUMBERJIM:

The story goes that a local car dealer, who was known to have taken advantage of some people in the community, wanted to purchase a cow from a farmer. So the farmer priced the cow in a way the car dealer could understand:

BASIC COW: $499.95
Shipping and Handling: $35.75
Extra Stomach: $79.25
Two-tone Exterior: $142.50
Deluxe Dual Horns: $59.25
Automatic Fly Swatter: $74.55
Four-spigot/high output drain system: $149.20
Automatic fertilizer attachment: $339.40
Farmer's suggested list price: $1,379.85
Additional Dealer Adjustments: $300.00
TOTAL LIST PRICE (including options): $1,679.85



I saw this in the reader's digest and thought of you *grins* I figured you'd appreciate it. ;)


Sidhe

Well, I look at it this way: if God wants you to have a kid, birth control isn't going to stop it. If these fundies have such faith in the power of God, then they shouldn't think that a birth control pill would be able to stop Him. Therefore, their refusal to take birth control demonstrates a profound lack of faith, and they're all going to hell.


:haha:

At the free health clinics, you get a year's worth of contraception, plus the morning-after pill, free, after you've had your gyn exam.