Never a borrower or a lender be
 

A buddy at work asked me for $5. I have it.

BUT.

Last year he had been borrowing $20 here and $10 there... and I always had to ask him for it. I had decided not to lend him any more money ... then he asked to borrow $5 and I told him no, but changed my mind and lent it, but told him not to make me ask for it. After 5 days, he had not offered it, so i wrote it off. Then he asked to borrow $5 again. I told him no. and I told him why. That was last year.

So he asked again and I had to tell him no again today, and remind him why again. He argued and said he bought me lunch to repay me. He never buys lunch. you have to ask for your change when he runs for it. he's a nice guy, but he's a mooch. He might be mad at me now. I feel a little bit bad, because I could just give it to him.... but if I do, I'm afraid it won't end.

Even if I didn't have to ask for it, it's a pain in the ass if it's every week. I know I'm not the only one he's borrowed from, too. I've heard one guy say that he's into him for $600.

Don't feel bad. Dude's worse than a mooch, he's a thief. Maybe the other coworkers will feel more empowered to tell him no, when they hear that you've cut him off.

...and a liar. Cut him off.

You are a soft touch Jim.

The phrase "Go fuck yourself." comes to mind. Try that on him, tell him I said so.

If only you could bottle the nerve of that guy, you could sell it, split the profits and both be quids in.

Nerve Bottler should be Jim's user title for a while.

Nerve Bottler gives the impression of Glass Arse.

Anyway, Jim. About that tenner you said you'd lend me if I really needed it...?

If you mail me a C-note, I promise I will not pay you back.

Dear Mr. Jim, May call you Helm? I just got back from the hospital and had to come write you an email.The doctor said I need to deposit part of the money for the operation if I cant afford everything, the operation is cost $950, so dear please can you help me out with that and as soon as i get my credit card here im gonna send it back to you immediately...If you cant afford to help me out with everything just send me anything you can afford Helm dear..You can send it to me via western union money transfer or moneygram, thats the fastest way for me to get it here my babe...So heres the information you need to send it..I want you to send it to the doctor's information so he can be the one to get it himself and he could carry out the operation immediately...Heres what you need to send it..

@Jim: I knew someone like that in college. He got a total of 300 bucks outta me B4 my able-bodied lesbian friend kicked the crap outta him, and got it back for me.

Whenever I loan money to friends, I always expect to not see a cent of it. My very good friends, I dont worry too much because it always works out in the wash.

On bigger amounts of money, I wont loan unless I am willing to write off the cash and the friendship.....example, a good friend needed emergency funds to move away from her ex $1200 - sent it to her... then she was desperate for a fridge because she didnt have one and couldnt keep the kids food cold $400 - done... then she needed help with a car because she couldnt get to childcare and her new job - did her a great deal and paid for $1200 of it.

"I'll pay a bit back every two weeks when I get paid"

Dropped off the face of the earth - Never heard from her again.

I loaned my ex $600 almost 2yrs ago and have never seen it since. The money or him actually.

I got sick of waiting, so now child support agency is after him.

Serves him right.

I'm embarrassed to say I do borrow money, but I've always returned every single cent. However, I only borrow from very good friends or from people I know who don't mind and can afford to do so. However, I avoid it as much as I can because it is rather embarrassing to do so. As for lending money, not so much because I usually don't have enough to do so. I've only lent a big amount once. Never asked for it back. That person returned my money when she had the chance, and she's been grateful ever since.

Jim, never lend(give) that guy money ever again. There is no reason for you to feel bad.

Years and years ago when I smoked cigarettes, a friend kept asking to "borrow" a cigarette.

I fixed the situation by carrying a special pack with only 1 cigarette in it.

When he asked, I'd pull out that pack and offer it to him.
He wouldn't take it because the "code of the west" said
you just don't take someone's last cigarette.

A special billfold with $1 might work as well

Keep a mug and a T shirt for him that says Mooch in your desk drawer and tell him that's all you can offer..

I doubt it. You're stooping pretty low at $5 these days.

Of course... you could always keep $5 in pennies handy......

I don't lend money. But I've had problems with loaning out tools. I don't do that any more either.

The people who don't have the tools don't know how to use them properly, so they are more inclined to break them. Plus, they don't value the tools since they didn't pay for them or work to maintain them. This one friend was the main problem, and he ruined it for anyone else who might have borrowed anything since then. It's been 15 years, and I still remember each of the 3 tools I let him use on different occasions and the poor condition he returned them in (or never returned them at all.) I've forgiven him in my mind and we're still friends, but it's amazing how I still remember.

Great. I suppose you won't be lending me your Microficial Tab Pressing Tool any time soon? :mad:

http://www.cellar.org/showthread.php?t=27892

The guy is not a liar per se (he IS a car salesman, so I have to assume he's not averse to the concept), and he's not a thief. He's immature and lazy, and always broke. Also, whenever he does something wrong, he tries to make excuses and or blame everyone else.

jeez, come to think of it, I think I hate him. lol.

but anyway, we're fine today. he must be used to that kind of rejection.

Next time he's in the men's room, walk in nonchalantly, and as you begin to undo your belt say, "Remember when I lent you that C note, and you said you couldn't come up with the cash, but you'd be willing to pay me back 'the old fashioned way'..?"

Hey, whoa. keep your homo erotic fantasies to yourself.

Yeah Christ footer, don't out him.

SERIOUSLY!

gah!

That could have been the best value $600 you ever spent.

haha...maybe, but it would come in handy right now. He's just irritated me because I've asked him a number of times if he could even just pay me back bit by bit, but no dice on that one.

Anyway, I had a whole heap of bills come in a couple of months ago and what with the new baby and all, I just thought it'd be nice if he even bothered ringing to say happy birthday to his sons, or sent them a card or anything. In short, I got pissed off and decided that after about 4 years of him not helping at all with his own two sons, if he couldn't even pay back a measly $600, then I'd get it another way...and more besides.

It just pisses me off that he thinks it's ok to let another man raise his kids. Dazza has no problem with it what so ever, but I know it annoys him in that he was the one that actually had to go earn the money to lend to the father of the two kids he's raising.

I borrow and I lend. When I lend - I don't expect to see it back.

that being said - I don't have much to lend and I don't borrow much. Like a fiver here or there but only from family. Never friends. It's a good way to lose friends.

Sounds like Bri needs to borrow $5 from her Dad

you know, I did that once waaaaay back when I was in High School.

He wrote a note and stuck it on the 'fridge: B owes dad $5


The man is like a dragon guarding his horde.


But when he dies - where will his god be then???????

I don't borrow and I don't lend.

I'll help you all I can with my effort, time, and advice but not with money...sorry.

I've learned to live within MY means, so must you (mr/ms would-be-borrower!). Yeah, it meant more than one missed meal, disconnected power, and running out of gas incident. But you'll live.

I no longer lend books unless I intend to never see them again. People always wreck the crap out of my books! :mad:

Sounds like you need a preemptive strike. At the beginning of each week, ask him if you can borrow $5. If he says no, you'll have a reason to reciprocate. If he hands you the money, you'll have it to lend to him when he asks.

sexobon, that's genius!!

2 photographer friends and I borrow gear from each other for assignments. We're all pros, and know how to handle equipment costing lots of money. (We also understand the "you break it you bought it" principle). I loaned a meter once in school - 5 minutes later it hits the floor. No damage, (whew) but never again.

There were lots of people who would have paid me back if they had lived, that's the curse of old age. :haha: For a couple of them, it was worth a few hundred to keep them away, though.

I always make sure they know if it was a loan or gift. A gift, I don't want to hear any more about it. A loan however requires acknowledgment, preferably repayment but at minimum an excuse/apology.

I could borrow thousands on a hand shake, no problem. The thing that made me nuts was borrowing change from a cow orker. I'd write myself three notes for fear I'd forget to pay them, and die of embarrassment when they called me on it. :o

You're such a sweetheart, Bruce :)

I'm not the sweetheart you're looking for. You can go about your business. Move along, move along. ;)

Rejected again :(



:)

Nah, never reject you Duckie, just pointing out you're mistaken.;)