OK, does anyone know THIS?
 

When you get a copy of a cancelled check back from the bank, it always has all kinds of numbers stamped all over the back. Is there any way by looking at the numbers on two checks and comparing them to see if they were cashed through the same third party account? :confused:

PS Yeah, I know the signatures on the back of the check would normally reveal this, but the person who cashed the checks is very clever.

My bank will usually email you a .pdf type file of a check for you to see. I can usually read both the back and the front fairly well. Does your bank have a similar service? If you have any fraud related questions, I've always found most people at the bank to be helpful, especially when it comes to check tracing.

Well, I've got front and back copies of checks made out to me and cashed by a third party at a bank where I don't have an account at. Would the bank be willing to give me any info on a check made out to me but deposited to one of THEIR customer's accounts?

banks are generally VERY helpful in looking into these matters if there is even a hint that fraud may have been committed using them as a conduit. they may not just hand you information, but if you tell them your story they will certainly research where the money came from and where it went.

Cool, Lookout! So, I go into the main office of the bank with my front and back copies of the checks, ask to see a manager, and tell them I need help understanding just what came down at one of their teller's windows?

Since the money was taken from your account (right?), your bank could probably help you too. Good luck and please let us know if you track peeps down.

when they sign the check don't they have to put their acct. number on the back as well? my bank requires that.......

No, this bank does not seem to require that. One check was a US government check made out to me and the other was a check from an insurance company made out to me. My own bank was not involved in the cashing of either check. Both checks were cashed through the same bank.

Go a branch of that bank and tell them you need copies of the receipts for these two check. bring ID with you just in case

I would go to the bank and explain what happened. Sounds like this person took you mail, how exactly did they get you checks? You can show them your ID and show them that you didn't sign the checks (you didn't right?) and they might be able to give you the money they credited to their customer. If you signed the checks already, then there might not be anything you can do. Do you know if the checks were drawn off of the bank that cashed the checks or did a customer use their own account? That could also make a difference in what they can do. They should have images of the checks and they can use the numbers to find out whose account it was processed on unless in was in a large deposit (they don't print on each check in that case). Good luck!

I like my government and insurance money checks to go DIRECTLY into my account--no muss, no fuss. It's electronic! It's new! It keeps people from stealing your dosh!

yeah baby! speaking of which, i just got my little pay receipt.. mmm money is good

My checks now DO go directly into my account. Unfortunately, I wasn't given the option of direct deposit on the two in question. I'm off to the bank now to get to the bottom of this - I hope! :mad:

CALL THE COPS !!!!! Explaine the situation and prosaqute the HELL out of the person doing this to you !!!!!! This IS fraud !!!!! You should NOT be held liable for these bogus checks !!!!!!!

I'm not trying to sound like a smartass.....but I think I'd be changing banks.