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I said 30-50, and I'm actually more on the 50 end of that range, because things always take more time than people think. Regardless, though, I agree with pierce--we're not going to implode, we'll just fade into obsolescence for awhile. Maybe we'll even have a comeback sometime even farther down the line. Standards of living will be reined in a bit (remember the days when families spent a long time actually saving up for a car because no one but no one would issue a car loan for more than three years?), but most people's daily lives will be relatively unaffected.
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