dealing with debt collectors
 

I do not have any outstanding debts. I am getting phone calls from collector's looking for my brother in law. Any tips on how to get them to leave me alone?
My Bro in law is hard to track down. I don't like collections agencies and am reluctant to give them anything, they call me without identifying themselves and ask me who I am, they keep calling back after I've said than no one of that name lives here.
Hmph.

Sounds like they are in violation of the Fair Debt Collection Practices Act and can be fined. Read the link carefully, and also read the actual law, which is here.

If they call again, tell them they are in violation of section 1692d of the Fair Debt Collection Practices Act and that you will be reporting them to the FTC. They can be fined for each instance of violation of this act.

I'm not a lawyer, but I did study this act when someone tried to collect a debt from me that I didn't owe. It gives you powerful protection. (Of course, I don't know how seriously the Bush administration enforces this law these days.)

What he says.

When they call, ask them to state their name and purpose "for the record".

Ask them who they are. If they refuse to answer, resort to all measures to block their calls.
Kind of sad that even glatt is doubtful of Bush's vigilance when businesses go bad.

thanks everyone, you guys are great. This is just what I need.

They are also violating section 805(b) which covers communications with third parties. You are a third party concerning your brother's debt. They may not contact you about his debt. They are violating federal law.

i'd think there was some kind of HiPPA violation too....unless you just said that, glatt. seems like a person's debt is a private matter.

do us all a favor, and make them pay, hideouse.

hey, explain that user title, would ya?

HIPPA only covers protected medical information for the individual. There may be a case if the bill is an unpaid hospital bill.

(that's an auto-generated user title)

yeah, but maybe the newb can explain what it means.

i was actually referring to his/her user name......not clear the way i wrote it though.

is it hideous? as in unattractive?

oh, and june of 05 is hardly newbish

you're banned from posting until you can start making some sense

My brain has always read it as hid-ee-owse, specifically imagining it to be the blending of "hideous" and "mouse." I'm certain that's not what the person actually intended, but that was my initial impression of the word and it's stuck.

HA! my bad. I didn't even look at the register date, I just had it in my head he/she was a newb.

YOUR MOMMA IS BANNED

your momma is boned

wait, let me guess, your momma died in the WTC on 9/11?

as a matter of fact......

...i never said anything that time when that troll was pretending his sister died there.....because it was too painful, but ....well, yes...my mom....she did die on 9/11/01......but it wasn't in the WTC..... It seems she was one of the terrorists that crashed in western PA......FAIL. so sad.

you assholes. how fucking insensitive can two douchebags be? seriously, this right here is what has gone wrong with the cellar.


fuck, insensitive fucking fuckers. didn't it occur to you that your words can hurt??? my mom died when a giant FAIL sign fell on her while walking through a field in PA. dicks.

MY SISTER DIED OF DICKS! WAAAAAAA~!

i told you to pull it out when you hear her gag. dumbass.

oh, that's just hurtful.

I'm truly sorry. Shall I start a thread to apologize or are you already working on your farewell?

well,
 

I was about to explain my username when this thread degenerated into, uh , degeneracy so I'll wait until ya'll calm down.

Guess how many in this thread are debt collectors?

They were just amusing each other until you came back. Kind of, smoke if you got 'em, time.

yeah....dig...

we're like 5th graders....you know.

except for lookout...he's more like a 4th grader that tries to hang out with the 5th graders and just winds up getting wedgies and Indian Sun Burns...and then crying or peeing his pants or something.

so...do tell....the floor, as it is...is yours.

What's in a name?
 

Actually, It's a nickname given to me by a coworker in 1990. I had left the military and gotten a job in manufacturing during a period of massive hiring. So I was in a crowd of people my age, none of whom knew anybody in town. We were working a lot, 12 hour days, six or seven days a week if you could stand it. After a couple of weeks, Jeff said to noone in particular that he was going to get a beer after work, you coming? Before you knew it about fifteen newhires are out and carousing. We end up drinking and playing cards at Jeff's place, noone got out of there soon. The next day we were all laughing, and Jeff said,"And you! you're a hideous drunk!" It stuck to this day, mostly because I'm really a sort of gentle giant type.
Anyway, when I registered for my very first free email account "hideous" was taken. So I added the "e".

thanks for that

would you like a quiz?


i'll do up a special one for you since you're a 2.75 year veteran-newbie type

LJ, i respectfully decline your offer of a quiz on the grounds that I am an intermittant and unreliable reader of the Cellar. Plus I don't post much so I don't feel like I'm contributing much past the reason the speed of sound varies with altitude.

Having the big kids pick on me makes me cool.

I read it out loud in my head as hide-owse. I never even saw hideous in there... Like this is his/her hidey house. Secret hideout. Etc. etc.

Nick name
 

Labrat, the wide variety of interpetations of my nick is part of what I like about it.