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02-11-2008, 03:41 PM | #1 |
Coronation Incarnate
Join Date: Jun 2005
Posts: 91
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dealing with debt collectors
I do not have any outstanding debts. I am getting phone calls from collector's looking for my brother in law. Any tips on how to get them to leave me alone?
My Bro in law is hard to track down. I don't like collections agencies and am reluctant to give them anything, they call me without identifying themselves and ask me who I am, they keep calling back after I've said than no one of that name lives here. Hmph.
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If you need a straight line, I've usually got a few to spare. |
02-11-2008, 04:03 PM | #2 | |
™
Join Date: Jul 2003
Location: Arlington, VA
Posts: 27,717
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Quote:
If they call again, tell them they are in violation of section 1692d of the Fair Debt Collection Practices Act and that you will be reporting them to the FTC. They can be fined for each instance of violation of this act. I'm not a lawyer, but I did study this act when someone tried to collect a debt from me that I didn't owe. It gives you powerful protection. (Of course, I don't know how seriously the Bush administration enforces this law these days.) |
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02-11-2008, 08:58 PM | #3 |
I hear them call the tide
Join Date: Dec 2005
Location: Perpetual Chaos
Posts: 30,852
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What he says.
When they call, ask them to state their name and purpose "for the record".
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The most difficult thing is the decision to act, the rest is merely tenacity Amelia Earhart |
02-11-2008, 09:19 PM | #4 |
Sir Post-A-Lot
Join Date: Dec 2006
Posts: 439
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Ask them who they are. If they refuse to answer, resort to all measures to block their calls.
Kind of sad that even glatt is doubtful of Bush's vigilance when businesses go bad. |
02-11-2008, 11:26 PM | #5 |
Coronation Incarnate
Join Date: Jun 2005
Posts: 91
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thanks everyone, you guys are great. This is just what I need.
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If you need a straight line, I've usually got a few to spare. |
02-12-2008, 07:50 AM | #6 |
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Join Date: Jul 2003
Location: Arlington, VA
Posts: 27,717
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They are also violating section 805(b) which covers communications with third parties. You are a third party concerning your brother's debt. They may not contact you about his debt. They are violating federal law.
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02-12-2008, 08:08 AM | #7 |
I can hear my ears
Join Date: Oct 2003
Posts: 25,571
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i'd think there was some kind of HiPPA violation too....unless you just said that, glatt. seems like a person's debt is a private matter.
do us all a favor, and make them pay, hideouse. hey, explain that user title, would ya?
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This body holding me reminds me of my own mortality Embrace this moment, remember We are eternal, all this pain is an illusion ~MJKeenan |
02-12-2008, 08:59 AM | #8 |
“Hypocrisy: prejudice with a halo”
Join Date: Mar 2007
Location: Savannah, Georgia
Posts: 21,393
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HIPPA only covers protected medical information for the individual. There may be a case if the bill is an unpaid hospital bill.
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Anyone but the this most fuked up President in History in 2012! |
02-12-2008, 10:08 AM | #9 |
Radical Centrist
Join Date: Jan 2001
Location: Cottage of Prussia
Posts: 31,423
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(that's an auto-generated user title)
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02-12-2008, 11:49 AM | #10 |
changed his status to single
Join Date: Apr 2004
Location: Right behind you. No, the other side.
Posts: 10,308
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yeah, but maybe the newb can explain what it means.
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Getting knocked down is no sin, it's not getting back up that's the sin |
02-12-2008, 01:12 PM | #11 |
I can hear my ears
Join Date: Oct 2003
Posts: 25,571
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i was actually referring to his/her user name......not clear the way i wrote it though.
is it hideous? as in unattractive? oh, and june of 05 is hardly newbish
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This body holding me reminds me of my own mortality Embrace this moment, remember We are eternal, all this pain is an illusion ~MJKeenan |
02-12-2008, 01:21 PM | #12 |
Snowflake
Join Date: Mar 2006
Location: Dystopia
Posts: 13,136
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you're banned from posting until you can start making some sense
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****************** There's a level of facility that everyone needs to accomplish, and from there it's a matter of deciding for yourself how important ultra-facility is to your expression. ... I found, like Joseph Campbell said, if you just follow whatever gives you a little joy or excitement or awe, then you're on the right track. . . . . . . . . . . . . . . . . . . . . . . . . . . Terry Bozzio |
02-12-2008, 01:57 PM | #13 | |
UNDER CONDITIONAL MITIGATION
Join Date: Mar 2004
Location: Austin, TX
Posts: 20,012
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Quote:
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02-12-2008, 02:06 PM | #14 | |
changed his status to single
Join Date: Apr 2004
Location: Right behind you. No, the other side.
Posts: 10,308
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Quote:
__________________
Getting knocked down is no sin, it's not getting back up that's the sin |
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02-12-2008, 03:51 PM | #15 |
I can hear my ears
Join Date: Oct 2003
Posts: 25,571
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YOUR MOMMA IS BANNED
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This body holding me reminds me of my own mortality Embrace this moment, remember We are eternal, all this pain is an illusion ~MJKeenan |
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