Insurance for self employed folks?

footfootfoot · 07-06-2008, 10:38 PM

Anyone here know of any good plans/companies offering insurance to self employed or artist types?

The kids are insured but Mrs. Foot and I are not. The shoulder situation is getting progressively worse and I am thinking I would like to be insured before I am told it needs surgery. As for pre-existing conditions, I am still under the radar since I've never had this diagnosed in an office.

I spent a few hours researching insurance online and determined that it may be cheaper to move to Sweden or some other country which offers some form of health care don't get me started.

lookout123 · 07-06-2008, 10:43 PM

Are you 100% self employed with no connection to any organization at all? Any professional affiliations? Usually industry affiliation groups have some sort of group plan available.

If not check out the national association for the self employed. i'm not a joiner so i don't belong, but i didn't check them out a few years ago. as long as you aren't thinking about adding more kids they have some ok insurance programs available.

Also check with you state. some states (like AZ) have an insurance program for self employed people. they don't advertise it, but the coverage and costs are actually quite good.

jinx · 07-06-2008, 10:51 PM

A professional association should be able to get you a discount/group rate. Something like this maybe.

nowhereman · 07-07-2008, 06:49 AM

If there is a local Chamber of Commerce, they may have decent rates for members. You have to join - around here it's about $200.00 a year,
but that may be offset by the savings.

xoxoxoBruce · 07-07-2008, 07:00 AM

Move to MA.

07-06-2008, 10:38 PM	#1
footfootfoot To shreds, you say? Join Date: Aug 2004 Location: in the house and on the street-how many, many feet we meet! Posts: 18,449	Insurance for self employed folks? Anyone here know of any good plans/companies offering insurance to self employed or artist types? The kids are insured but Mrs. Foot and I are not. The shoulder situation is getting progressively worse and I am thinking I would like to be insured before I am told it needs surgery. As for pre-existing conditions, I am still under the radar since I've never had this diagnosed in an office. I spent a few hours researching insurance online and determined that it may be cheaper to move to Sweden or some other country which offers some form of health care don't get me started. __________________ The internet is a hateful stew of vomit you can never take completely seriously. - Her Fobs

07-06-2008, 10:43 PM	#2
lookout123 changed his status to single Join Date: Apr 2004 Location: Right behind you. No, the other side. Posts: 10,308	Are you 100% self employed with no connection to any organization at all? Any professional affiliations? Usually industry affiliation groups have some sort of group plan available. If not check out the national association for the self employed. i'm not a joiner so i don't belong, but i didn't check them out a few years ago. as long as you aren't thinking about adding more kids they have some ok insurance programs available. Also check with you state. some states (like AZ) have an insurance program for self employed people. they don't advertise it, but the coverage and costs are actually quite good. __________________ Getting knocked down is no sin, it's not getting back up that's the sin

07-06-2008, 10:51 PM	#3
jinx Come on, cat. Join Date: Nov 2003 Location: general vicinity of Philadelphia area Posts: 7,013	A professional association should be able to get you a discount/group rate. Something like this maybe. __________________ Crying won't help you, praying won't do you no good.

07-07-2008, 07:00 AM	#5
xoxoxoBruce The future is unwritten Join Date: Oct 2002 Posts: 71,105	Move to MA. __________________ The descent of man ~ Nixon, Friedman, Reagan, Trump.

07-07-2008, 06:49 AM	#4
nowhereman sliding down the razor blade of life Join Date: Jan 2007 Location: just over the edge Posts: 228	If there is a local Chamber of Commerce, they may have decent rates for members. You have to join - around here it's about $200.00 a year, but that may be offset by the savings.

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