Loaded Nachos/ Tortillas

[Sundae]

BACK STORY:
We went out on Bonfire Night and need to eat quickly and cheaply in a pub.
I am SO unfussy, but it turned out HM Bro was.
Now I was twitching and glancing at my watch every two minutes as we went from place to place, but I was happy with were we ended up, and I was happy that HM and I would share Loaded Nachos.

When it arrived I was very disappointed. The nachos (tortilla chips in this case, although that is forgiveable) were flavoured, the cheese had been baked hard (ie no longer even stringy) and everything was a stodge that had to be picked apart.

On second question from HM Bro I admitted they were , "Close to inedible" meaning another 5 minutes and I would not have done more then pick at the edges. We didn't have time to send them back but I was aware that HM was unhappy with my attitude - he was paying and I had been twitchy all evening.


ADVICE PLEASE:
Am cooking loaded tortillas as an example/ apology.
I have chilli (v good recipe - making with turkey mince to lower fact content)
Guacomole - jar, not risking first time from scratch!
Sour cream for separate bowl
Two cheeses for melting
Jalapenos

Any advice re layering please?
I can prove I wasn't being a nacho snob merely by not leaving the damn thing under a hot grill for 10 minutes, but if I can get any additional advice I'd appreciate it.