Future of Credit

Hey...I get it.

You guys dont like the recovery program to help stabilize the economy that was on the verge of collapse....but you dont have a better solution.

You guys dont like TARP that prevented massive banking failures and prevented even tighter credit markets and more collapse.....but you dont have a better solution.

You guys dont like the legislation passed by the House last year to regulate the housing finance marketing, derivatives and related financial instruments, and to require large banks to self-fund (in advance) any future potential bail-outs....but you dont have a better solution.

You guys dont like the Obama proposal to tax exorbitant salaries of bank executive or fees on largest banks to recover more TARP funds...but you dont have a better solution.

And you dont have a solution to cope with the tightening credit market.

Very constructive, I must say.