Personal finances:

[morethanpretty]

I have been wanting to do something with the money in my savings for a while, but am very unsure as to what. So I'm going to ask you random group of strangers for some advice!

Here is the information:
Savings account is 0.10% interest rate
(Interest is compounded and credited monthly, based on the daily collected balance. Interest rates are variable and determined daily at Chase's discretion.)
I have $5,200 and add $100 every 2weeks.
I add to it randomly whenever I feel like also.
I figure at least $2,000 (to start) of it can be safely unavailable for awhile.

Here is what I want:
flexibility (I can at least add to the amount)
fixed interest rate (none of this "subject to change" bullshit)
earns more than a regular savings account

Here are my goals:
money for retirement
more money for investing

Simple? Maybe, but I've always been overwhelmed by all the different financial choices, and get scared about trusting companies on their promises. I'd really appreciate some sound, experienced advice.

Or I really need a dog: