Shit that annoys you...

[Kingswood]

Originally Posted by BigV

Please. Get your ass to the local credit union immediately. Any credit union. Here in the upper left hand corner, the membership rules are extremely lax. You can find one, and "pay yourself" those fees.

I did - a long time ago.

The trouble is, once banks started charging fees, many other places started doing the same. Including some credit unions.

And the most annoying thing is that you can't charge the banks fees when THEY stuff up. Oh would I love to slap the bank a $40 fee every time they make a mistake like depositing the cheque in the wrong account!

The fee schedule I would like to see:
Bank deposits cheque in wrong account ... $40 (if details were correct on deposit slip)
Cheque bounces because bank deposited cheque in wrong account ... $100 (if details were correct on deposit slip)
Document handling fee for promotional brochures received in mail ... $5 per page ($10 minimum)
Bank places your information on a mailing list ... $30 listing fee
Bank sells your personal information to a third party ... $10 disclosure fee

I think Americans have a good term for what bank fees are like - "nickled and dimed".