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Old 01-14-2005, 11:46 AM   #1
LabRat
twatfaced two legged bumhole
 
Join Date: Jun 2004
Posts: 3,143
This is also why a lot of companies are not paying anymore for when you back your #1 car into your own #2 car in YOUR driveway. Tons of people do this just for the $$.
Several years ago I took the $1600 for hail damage to my 10yr old Escort ($200 shy of what the whole dang thing was worth, and $700 more than anyone was going to give me on trade) and used it to help put a downpayment of my new Taurus. (before hubby was an agent). We pretty much all would do that same thing if given the chance. I paid well over that in my premiums over the 10yrs I owned the car, with no previous claims.
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Old 01-14-2005, 05:47 PM   #2
xoxoxoBruce
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Quote:
I don't get any breaks for having my car in a locked garage, although I think it would make perfect sense to do so.
What if the garage burns down? While a garage does offer some protection from vandals and the weather it also introduces other problems like fire and a spot where thieves can work on the car unnoticed.
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Old 01-14-2005, 05:58 PM   #3
Kitsune
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Join Date: Sep 2003
Location: Tampa, FL
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What if the garage burns down? While a garage does offer some protection from vandals and the weather it also introduces other problems like fire and a spot where thieves can work on the car unnoticed.

Since I am in an apartment complex, Met Auto and Home has it listed that the garages have sprinkler systems in them. Its important for more than just the cars contained within them, as the apartments are connected to the garages! With that minor ignition problem that (Ford? GM? Chrystler? Chevy? Some American car...) was having, I feel a bit better that the builder installed them.
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Old 01-14-2005, 08:02 PM   #4
Clodfobble
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Join Date: Mar 2004
Location: Austin, TX
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Yep, in Austin, with State Farm, about 8 years ago.
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