Paying for car insurance - Page 2

plthijinx · 10-02-2009, 02:23 AM

when i bought my truck in july i paid for 6 months insurance off the muscle. even though i wasn't (and am still not) working. got it done to get it over with and not have to worry about until december/january. if you have the resources, by all means do it. pay it all at once.

Undertoad · 10-02-2009, 07:04 AM

Quote:

With direct deposit, the money is there Wednesday midnight, without fail... at least for the past 6 years.

So you don't use TD Bank.

xoxoxoBruce · 10-02-2009, 09:02 AM

Many years ago, probably 35, when Westinghouse first offered direct deposit to their engineers, I remember one time the deposits for a half dozen people going to the same bank, were all dumped into the account of the first guy on the list.

Shit happens when computers and people interact. Payments and bounced checks can be straightened out later, but I always try to keep $500 cash on hand, just in case.

Cloud · 10-02-2009, 10:05 AM

Quote:

Originally Posted by xoxoxoBruce

Shit happens when computers and people interact. Payments and bounced checks can be straightened out later, but I always try to keep $500 cash on hand, just in case.

good idea.

Cloud · 10-02-2009, 11:15 AM

problem is I don't get paid on a set day of the month, so I'm always afraid that there won't be enough in the account on the day that's "automatic."

I pay all my bills electronically now, except for the electric bill, because they charge 2.50 or something to e-pay.

dar512 · 10-02-2009, 11:33 AM

Do you have a savings account connected to your checking account? If so, then you can move 1/6 of your bill from checking to savings each month, just like you were paying the bill. Then move it back and pay the check at the 6 month mark.

At our bank, you can do transfers over the phone.

10-02-2009, 02:23 AM	#1
plthijinx Master Dwellar Join Date: Aug 2003 Posts: 4,197	when i bought my truck in july i paid for 6 months insurance off the muscle. even though i wasn't (and am still not) working. got it done to get it over with and not have to worry about until december/january. if you have the resources, by all means do it. pay it all at once. __________________ For your dreams to come true, you must first have a dream.

10-02-2009, 09:02 AM	#3
xoxoxoBruce The future is unwritten Join Date: Oct 2002 Posts: 71,105	Many years ago, probably 35, when Westinghouse first offered direct deposit to their engineers, I remember one time the deposits for a half dozen people going to the same bank, were all dumped into the account of the first guy on the list. Shit happens when computers and people interact. Payments and bounced checks can be straightened out later, but I always try to keep $500 cash on hand, just in case. __________________ The descent of man ~ Nixon, Friedman, Reagan, Trump.

10-02-2009, 11:15 AM	#5
Cloud ... Join Date: Feb 2007 Posts: 8,360	problem is I don't get paid on a set day of the month, so I'm always afraid that there won't be enough in the account on the day that's "automatic." I pay all my bills electronically now, except for the electric bill, because they charge 2.50 or something to e-pay. __________________ "Guard your honor. Let your reputation fall where it will. And outlive the bastards!"

10-02-2009, 11:33 AM	#6
dar512 dar512 is now Pete Zicato Join Date: May 2003 Location: Chicago suburb Posts: 4,968	Do you have a savings account connected to your checking account? If so, then you can move 1/6 of your bill from checking to savings each month, just like you were paying the bill. Then move it back and pay the check at the 6 month mark. At our bank, you can do transfers over the phone. __________________ "Against stupidity the gods themselves contend in vain." -- Friedrich Schiller

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