Obamacare

[classicman]

Soooo ... For 2016, the NEW Obamacare changes are kicking in -
What are the changes you ask? Well I'll explain.
My premiums are increasing another 21%
My coverage is now ZERO until I meet a $6000- $6400 out of pocket minimum. That includes my prescriptions. So unless I average well over $500 a month in medical expenses, I will pay well over $6000 a year for NOTHING PLUS the increase in premiums!
WTF?
Remember to kick a democrat in the balls for me.

[Lamplighter]

Originally Posted by classicman

Soooo ... For 2016, the NEW Obamacare changes are kicking in -
What are the changes you ask? Well I'll explain.
My premiums are increasing another 21%
My coverage is now ZERO until I meet a $6000- $6400 out of pocket minimum.
That includes my prescriptions. So unless I average well over $500 a month in medical expenses,
I will pay well over $6000 a year for NOTHING PLUS the increase in premiums!
...

That sounds more like "Catastrophic Health Insurance" than
what people usually think of as a health care program.

In any case, it's not correct to say you are paying for "...NOTHING PLUS...premiums"

Under ObamaCare...

"Catastrophic plans" cover 3 primary care visits per year, and certain preventive services, at no cost.
You have to pay all other medical costs yourself until you reach your deductible –$6,850 in 2016.

After that, the plan pays 100% of covered services.

Also, such insurance plans depend a great lot on whether your
State Governor has elected to expand Medicaid, or not.

If you’re eligible to buy a Catastrophic plan, you’ll see them displayed
when you apply and compare plans in the Marketplace.

.

[classicman]

Originally Posted by Lamplighter

That sounds more like "Catastrophic Health Insurance" than what people usually think of as a health care program.

In any case, it's not correct to say you are paying for "...NOTHING PLUS...premiums" Under ObamaCare...
Also, such insurance plans depend a great lot on whether your
State Governor has elected to expand Medicaid, or not.

You are incorrect. I am now paying OUT OF POCKET for the first $6000-6400 of medical expenses AND the premiums which are now about $513 a month. So some quick math shows that I am getting NOTHING for the first $12,000 out of MY POCKET - all after tax $$ as well.

As for the State Gov - thats a shiny distraction as well. Medicaid has no bearing on my situation.