Cash for Clunkers Program - Page 10

jinx · 08-17-2009, 09:21 PM

Gap insurance. Pays the difference between what you owe and what your car is worth now. Jim sells it.

monster · 08-17-2009, 09:51 PM

I remember Jim posting a pic of a gap. well worth insuring, but not a lot to do with cars IIRC....

monster · 08-17-2009, 11:44 PM

Right.

So at least you read it now. It's so fucking rude not to, being my point.

I see your point and would agree except that there's hardly a dearth of used cars...

As regards "stupid choices" you are seriously off course here. For example, our Windstar counts as a clunker. just. This has been an awesome car for us, we've used it to it's limit, we've needed nothing less. We still are. in a few years, when the kids are too old to vacation with us or can drive their own cars, we may be able to downsize. But for now t works for us. Are you calling us stupid?

xoxoxoBruce · 08-17-2009, 11:56 PM

If we have 10% unemployment, we still have 90% working, but those people were afraid to spend, partially because the media kept freaking everyone out.
The point was to get the automobile business (economy) moving, with a side benefit of helping improve the mileage of the nations fleet.

Personally I think they should of set the increase in mileage to be eligible higher.

Shawnee123 · 08-18-2009, 07:22 AM

I'm stupid because my 1996 Olds with 210,000 miles on it doesn't qualify for clunkerism (let's not consider things like it stalling twice on my way into work this morning.)

I'm stupid because I didn't understand all the implications of the insurance game, and some kid on a cell phone ran a red light, two weeks and 500 miles into my ownership, and I got royally fucked.

I'm stupid because I didn't listen to the advice of about 100 different people (all with differing opinions) as to how best to handle the whole deal, from buying to settling.

So, I'm stupid. The insurance game is set up to take advantage of stupid, naive, and trusting people such as me.

I say if someone can get a new car by turning in a "clunker" then more power to them. Usually, it's us stupid people getting fucked.

I get so sick of all the really smart people on earth, who make perfect choices about oh just everything, calling everyone else stupid.

morethanpretty · 08-18-2009, 10:19 AM

Quote:

Originally Posted by Shawnee123

I'm stupid because my 1996 Olds with 210,000 miles on it doesn't qualify for clunkerism (let's not consider things like it stalling twice on my way into work this morning.)

I'm stupid because I didn't understand all the implications of the insurance game, and some kid on a cell phone ran a red light, two weeks and 500 miles into my ownership, and I got royally fucked.

I'm stupid because I didn't listen to the advice of about 100 different people (all with differing opinions) as to how best to handle the whole deal, from buying to settling.

So, I'm stupid. The insurance game is set up to take advantage of stupid, naive, and trusting people such as me.

I say if someone can get a new car by turning in a "clunker" then more power to them. Usually, it's us stupid people getting fucked.

I get so sick of all the really smart people on earth, who make perfect choices about oh just everything, calling everyone else stupid.

I'm sorry shaw. You're not stupid, you didn't make bad choices I'm sure.

Shawnee123 · 08-18-2009, 10:47 AM

In another thread I took responsibility for not being informed enough. Like I said though, all I heard was a hundred people beeping about what I SHOULD do...then about what I SHOULD HAVE done.

For example: the gap yap. I thought gap insurance was to bridge the gap until your personal insurance kicked in. *shrugs* seems like it would be. I didn't read otherwise, until today. That's my fault for not checking I guess.

Anyway, as far as clunker cars, like I say: there's always someone telling someone they made stupid choices. I say the system is set up for otherwise intelligent people to make mistakes.

It's not like making a choice to get drunk before work, or gab on your cell when you should be driving, or not attending the class the government is paying for...

So, anyone who can get a deal on freaking anything....go for it. Maybe you'll get some pay back for someone somewhere having taken advantage (as is our society's bread and butter in the restaurant of Greed.)

glatt · 08-18-2009, 11:01 AM

Quote:

Originally Posted by Shawnee123

I say the system is set up for otherwise intelligent people to make mistakes.

You are correct.

Several years ago, I had some elective surgery done. I was concerned about the cost, so I read up about the coverage. Found a doctor in the network. Called the insurance company beforehand and explained what I was getting done. Read the insurance book. I was assured by everyone that it was going to be 100% covered, minus a $20 co-pay. I could hardly believe it was true, but when the rep at the insurance company told me it was true. I believed it.

Later, they refused to pay like $600 of the costs. It turns out that because the doctor did the procedure in a surgery center instead of in his own office, they wouldn't cover it the same way. I assumed that "in-office" procedures meant that it wasn't done in a hospital. What it really means is that the office it's done in is the same office that the doctor has his main practice. The office location where he does his surgery doesn't count as "in-office" because other doctors use it too.

I'm a fairly intelligent person. I read the damn book. I talked to people. And still, they got me. I made a mistake and paid for it.

classicman · 08-18-2009, 11:14 AM

Quote:

Originally Posted by Shawnee123

I say the system is set up TO TAKE ADVANTAGE WHEN otherwise intelligent people make mistakes.

jinx · 08-18-2009, 11:16 AM

Quote:

Originally Posted by Shawnee123

For example: the gap yap. I thought gap insurance was to bridge the gap until your personal insurance kicked in. *shrugs* seems like it would be. I didn't read otherwise, until today. That's my fault for not checking I guess.

If Jim didn't sell it I wouldn;t know it existed... I mean, how often do people buy new cars? And when you're sitting there trying not to get screwed everything sounds suspicious. Gap ins., undercoating, paint protector - who the fuck knows.

Quote:

Originally Posted by Shawnee123

So, anyone who can get a deal on freaking anything....go for it.

You'd be crazy not to.

monster · 08-18-2009, 10:54 PM

ugh. I was having weird dreams about all the work I do before we went on vacation. You need to go camping with no internet and limited cellphone, i tell you. works wonders

lumberjim · 08-18-2009, 10:56 PM

that's exactly what i have planned for the early part of september.

monster · 08-18-2009, 10:57 PM

can you make it until then?

monster · 08-18-2009, 10:57 PM

(don't forget you'll be OLD by then :p)

lumberjim · 08-18-2009, 11:18 PM

i'm a tough motherfucker.

but seriously......this shit is spitting on my soul.

last sunday, the GM offered me $750 to go in Sunday and work on closing July, and entering clunker claims. I went in from 8:30am until 7 pm and got 22 deals billed and 12 clunker claims entered.

this Saturday, the GSM offered Mike and I each $1000 to work Sunday. I had just worked 10 days (10 hellish days with an average of 4.5 hours of sleep between) in a row. I had my own birthday celebration to attend and a lawn to mow, and a family to see....so I was forced to pass. Am I wrong to be bittter that Mike got $1000 for working 7 am to 1PM....? I COULD have worked and gotten it.....but.....

I feel like i got fucked out of $250.

08-17-2009, 09:21 PM	#1
jinx Come on, cat. Join Date: Nov 2003 Location: general vicinity of Philadelphia area Posts: 7,013	Gap insurance. Pays the difference between what you owe and what your car is worth now. Jim sells it. __________________ Crying won't help you, praying won't do you no good.

08-17-2009, 09:51 PM	#2
monster I hear them call the tide Join Date: Dec 2005 Location: Perpetual Chaos Posts: 30,852	I remember Jim posting a pic of a gap. well worth insuring, but not a lot to do with cars IIRC.... __________________ The most difficult thing is the decision to act, the rest is merely tenacity Amelia Earhart

08-17-2009, 11:44 PM	#3
monster I hear them call the tide Join Date: Dec 2005 Location: Perpetual Chaos Posts: 30,852	Right. So at least you read it now. It's so fucking rude not to, being my point. I see your point and would agree except that there's hardly a dearth of used cars... As regards "stupid choices" you are seriously off course here. For example, our Windstar counts as a clunker. just. This has been an awesome car for us, we've used it to it's limit, we've needed nothing less. We still are. in a few years, when the kids are too old to vacation with us or can drive their own cars, we may be able to downsize. But for now t works for us. Are you calling us stupid? __________________ The most difficult thing is the decision to act, the rest is merely tenacity Amelia Earhart

08-17-2009, 11:56 PM	#4
xoxoxoBruce The future is unwritten Join Date: Oct 2002 Posts: 71,105	If we have 10% unemployment, we still have 90% working, but those people were afraid to spend, partially because the media kept freaking everyone out. The point was to get the automobile business (economy) moving, with a side benefit of helping improve the mileage of the nations fleet. Personally I think they should of set the increase in mileage to be eligible higher. __________________ The descent of man ~ Nixon, Friedman, Reagan, Trump. Last edited by xoxoxoBruce; 08-18-2009 at 07:26 AM. Reason: spelin

08-18-2009, 07:22 AM	#5
Shawnee123 Why, you're a regular Alfred E Einstein, ain't ya? Join Date: Jun 2006 Posts: 21,206	I'm stupid because my 1996 Olds with 210,000 miles on it doesn't qualify for clunkerism (let's not consider things like it stalling twice on my way into work this morning.) I'm stupid because I didn't understand all the implications of the insurance game, and some kid on a cell phone ran a red light, two weeks and 500 miles into my ownership, and I got royally fucked. I'm stupid because I didn't listen to the advice of about 100 different people (all with differing opinions) as to how best to handle the whole deal, from buying to settling. So, I'm stupid. The insurance game is set up to take advantage of stupid, naive, and trusting people such as me. I say if someone can get a new car by turning in a "clunker" then more power to them. Usually, it's us stupid people getting fucked. I get so sick of all the really smart people on earth, who make perfect choices about oh just everything, calling everyone else stupid. __________________ A word to the wise ain't necessary - it's the stupid ones who need the advice. --Bill Cosby Last edited by Shawnee123; 08-18-2009 at 07:34 AM.

08-18-2009, 10:47 AM	#7
Shawnee123 Why, you're a regular Alfred E Einstein, ain't ya? Join Date: Jun 2006 Posts: 21,206	In another thread I took responsibility for not being informed enough. Like I said though, all I heard was a hundred people beeping about what I SHOULD do...then about what I SHOULD HAVE done. For example: the gap yap. I thought gap insurance was to bridge the gap until your personal insurance kicked in. shrugs seems like it would be. I didn't read otherwise, until today. That's my fault for not checking I guess. Anyway, as far as clunker cars, like I say: there's always someone telling someone they made stupid choices. I say the system is set up for otherwise intelligent people to make mistakes. It's not like making a choice to get drunk before work, or gab on your cell when you should be driving, or not attending the class the government is paying for... So, anyone who can get a deal on freaking anything....go for it. Maybe you'll get some pay back for someone somewhere having taken advantage (as is our society's bread and butter in the restaurant of Greed.) __________________ A word to the wise ain't necessary - it's the stupid ones who need the advice. --Bill Cosby

08-18-2009, 10:54 PM	#11
monster I hear them call the tide Join Date: Dec 2005 Location: Perpetual Chaos Posts: 30,852	ugh. I was having weird dreams about all the work I do before we went on vacation. You need to go camping with no internet and limited cellphone, i tell you. works wonders __________________ The most difficult thing is the decision to act, the rest is merely tenacity Amelia Earhart

08-18-2009, 10:56 PM	#12
lumberjim I can hear my ears Join Date: Oct 2003 Posts: 25,571	that's exactly what i have planned for the early part of september.

08-18-2009, 10:57 PM	#13
monster I hear them call the tide Join Date: Dec 2005 Location: Perpetual Chaos Posts: 30,852	can you make it until then? __________________ The most difficult thing is the decision to act, the rest is merely tenacity Amelia Earhart

08-18-2009, 10:57 PM	#14
monster I hear them call the tide Join Date: Dec 2005 Location: Perpetual Chaos Posts: 30,852	(don't forget you'll be OLD by then :p) __________________ The most difficult thing is the decision to act, the rest is merely tenacity Amelia Earhart

08-18-2009, 11:18 PM	#15
lumberjim I can hear my ears Join Date: Oct 2003 Posts: 25,571	i'm a tough motherfucker. but seriously......this shit is spitting on my soul. last sunday, the GM offered me $750 to go in Sunday and work on closing July, and entering clunker claims. I went in from 8:30am until 7 pm and got 22 deals billed and 12 clunker claims entered. this Saturday, the GSM offered Mike and I each $1000 to work Sunday. I had just worked 10 days (10 hellish days with an average of 4.5 hours of sleep between) in a row. I had my own birthday celebration to attend and a lawn to mow, and a family to see....so I was forced to pass. Am I wrong to be bittter that Mike got $1000 for working 7 am to 1PM....? I COULD have worked and gotten it.....but..... I feel like i got fucked out of $250.

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)