Impeding changes to our Health Care system

[Shawnee123]

Antidotal for what? Is it like a snake bite?

Ohhhhhhhh, anecdotal, perhaps? And, if you COULD give a shit, that means you care. It's the non-shit giving that creates the illusion (or, delusion) of apathy.

Oh gawd I slay me.

[TheMercenary]

No you slayed me! rightlyso

[Happy Monkey]

They're trying to grab as much cash as they can before HCR is enacted, as Brown's election made the final form of the bill much less predictable.

[TheMercenary]

HCR only protects a few sectors of the Insurance from astronomical increases. Everyone else is going to see these increases routinely in the near future.

Originally Posted by TheMercenary

HCR only protects a few sectors of the Insurance from astronomical increases. Everyone else is going to see these increases routinely in the near future.

Actually, that is not correct.

Any insurance company wishing to participate in the Exchanges and have access to those 30 million new customers would also have to comply with the same premium review and certification process for their employer-based programs....or the company would not receive approval to be listed in the Exchange

[classicman]

What exactly is the "premium review and certification process" Is it something like what the USPS goes through or something completely new?

Originally Posted by classicman

What exactly is the "premium review and certification process" IS it something like what the USPS goes through or something completely new?

I could tell you what it means..

...but I would like to give Merc the opportunity first..since he "knows" that it wont impact premium increases.

ps. in part, it has to do with premium/admin cost ratios

But come on....Merc knows everything about the CBO, the Recovery Act, Health Care Reform Legilsation...at least he tell us so...repeatedly.

[TheMercenary]

Originally Posted by Redux

I could tell you what it means..

...but I would like to give Merc the opportunity first..since he "knows" that it wont impact premium increases.

ps. in part, it has to do with premium/admin cost ratios

But come on....Merc knows everything about the CBO, the Recovery Act, Health Care Reform Legilsation...at least he tell us so...repeatedly.

But come on....Reflux knows everything about the CBO, the Recovery Act, Health Care Reform Legilsation...at least he tell us so...repeatedly.

[classicman]

Careful - He'll probably quote you on that and start/reignite another flame war.

Originally Posted by classicman

Careful - He'll probably quote you on that and start/reignite another flame war.

He has flamed for the last year...a tactic to avoid the facts when confronted.

And IMO, while you might not flame as much, you have mastered the tactics of avoidance when confronted with facts as well.

It really is amazing...you guys can just never admit that you might be wrong in any discussion here.

[TheMercenary]

Originally Posted by Redux

It really is amazing...you guys can just never admit that you might be wrong in any discussion here.

And neither have you Reflux. But you will end the discussion with "I guess we will just have to disagree" when you are caught in continuing to push the lies and propaganda of this Congress and Administration. You can't defend the deficit spending any longer. The electorate is on to you.

Have you found the section of both the House and Senate bills on the premium review and certification process, including the premium/admin cost/claims ratio?

Care to explain it to classic?

[TheMercenary]

Originally Posted by Redux

Have you found the section of both the House and Senate bills on the premium review and certification process, including the premium/admin cost/claims ratio?

Absolutely. I have read it numerous times. Even the levels set by both bills would be a HUGE increase in costs. And depending on which bill you look at your ability to move to the exchage differs based on the percent of your income that the premiums compare with, so there is a lot of room for employer based plans to significantly raise premiums to 0.1% below the threshold and still screw the consumer while not losing the individual or family to the exchange. The loopholes abound.

Originally Posted by TheMercenary

Absolutely. I have read it numerous times. Even the levels set by both bills would be a HUGE increase in costs. And depending on which bill you look at your ability to move to the exchage differs based on the percent of your income that the premiums compare with, so there is a lot of room for employer based plans to significantly raise premiums to 0.1% below the threshold and still screw the consumer while not losing the individual or family to the exchange. The loopholes abound.

Nope...you dont have it yet.

The threshold for premium/admin costs/claims ratio has absolutely nothing to do with plan option costs as percent of income...which has nothing to do with the employer based plans meeting the same ratio thresholds.

The loopholes exists only in your head because you only see what you are pre-conceived to see.

Thats ok. It was expected.

[TheMercenary]

Originally Posted by Redux

Nope...you dont have it yet.

The threshold for premium/admin costs/claims ratio has absolutely nothing to do with plan option costs as percent of income...which has nothing to do with the employer based plans meeting the same ratio thresholds.

The loopholes exists only in your head because you only see what you are pre-conceived to see.

Thats ok. It was expected.

Nothing in either Bill prevents them from raising premiums and co-pays, decreasing coverage and passing through the cost to those with insurance. And nothing you have posted to date disputes that.

If you have something post it. I have read the Bill.