Does anyone understand banking practices?

Originally Posted by Clodfobble

Does your bank not have the option to check your balance online? It's way faster than using an automated phone system.

In theory, yes. However when I go to check my account online, it refuses to accept my pin number for some reason. I called, went thru telephone hell, got a SEPERATE pin for on-line which STILL didn't work. So, I have to call to find out my balance. Calling to do this involves listening to 4 recorded messages in both Spanish and English and making a sequence of 7 choices. I beleived the outfit that said that they had electronically deposited my pay, and I beleived the bank when it told me the debit card couldn't get overdrawn more than $100. So much for beleif.