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11-01-2002, 11:18 PM

and you build such great credit that way! That way, when you need to get a cell phone or a home loan or an auto loan or a signature loan, you don't have to make $800 payments that you get back after your first year or have 18% on your fucking card.

I hated credit cards, until I realized that since I am not independently wealthy, I NEED to have credit in the future. And that's how you build it.

Plus, if you lose a wallet full of cash, you are FUCKED. If you lose your debit card, you CAN be fucked (check with your bank). If you lose your Visa... you can only be fucked out of exactly $0.

Enjoy it while it lasts, my friend. You will, in all certainty, need a credit card one day.

11-01-2002, 11:18 PM	#5
dave Guest Posts: n/a	and you build such great credit that way! That way, when you need to get a cell phone or a home loan or an auto loan or a signature loan, you don't have to make $800 payments that you get back after your first year or have 18% on your fucking card. I hated credit cards, until I realized that since I am not independently wealthy, I NEED to have credit in the future. And that's how you build it. Plus, if you lose a wallet full of cash, you are FUCKED. If you lose your debit card, you CAN be fucked (check with your bank). If you lose your Visa... you can only be fucked out of exactly $0. Enjoy it while it lasts, my friend. You will, in all certainty, need a credit card one day.

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