Impeding changes to our Health Care system

[glatt]

Originally Posted by TheMercenary

So what happens is they guy who is unhealthy gets to have his premium reduced, the guy who is healthy has his premium go up.

Isn't that the whole point of insurance? You spread the costs of the sick people around to everyone. The advantage for the healthy person is that they know that if they get sick, there will be someone there to catch them when they fall.

I know I've paid a hell of a lot more into the system than I've gotten out of it. The only reason I have insurance is so that if I get sick, I don't lose my house.

[TheMercenary]

Originally Posted by glatt

Isn't that the whole point of insurance? You spread the costs of the sick people around to everyone. The advantage for the healthy person is that they know that if they get sick, there will be someone there to catch them when they fall.

I know I've paid a hell of a lot more into the system than I've gotten out of it. The only reason I have insurance is so that if I get sick, I don't lose my house.

It is and I agree. But when the system does not allow for those with unhealthy habits or preexisting disease your heathly person/family premium will rise to cover the decrease in the other persons. It is the only way it will work. Right or wrong.